With my $5,000,000 – I will be buying all new Apple hardware. I will get a fully loaded MacBook Pro, a top of the line iPhone Pro Max, and the 13″ iPad which are all expensive. And while I am sure I can have enough money to replace these items if they should be damaged, it would make more sense to get the Apple Care + which will support all three of these devices, and protect the most expensive of my items. You can see what needs protecting by going to Significant Purchases – Apple page.